Get the competitive rates you'd expect from Square or Stripe, plus earn additional Events, Vendors, and Venues at no extra charge.
No post-audit shutdowns. Quick approvals. Next-day funding.
No hidden fees • No minimums • No contracts • Cancel anytime
Get all the payment features you need, without the hassles and restrictions of traditional processors.
2.9% + 30¢
Same great rates as Square and Stripe. No surprises, no hidden fees, no rate increases.
Use Zinifly Payments and unlock bonus Events, Vendors, and Venues at no extra charge!
Get your money faster. Funds automatically deposited to your account the next business day.
Start accepting payments quickly. No waiting days or weeks for account approval.
Never worry about surprise account closures or withheld funds like with Square or Stripe.
Real humans, fast responses. Our team knows your marketplace and is here to help.
See why Zinifly Payments is the smart choice for marketplace owners
| Feature |
Zinifly Payments
|
Square | Stripe | PayPal |
|---|---|---|---|---|
| Processing Rate | 2.9% + 30¢ | 2.9% + 30¢ | 2.9% + 30¢ | 3.49% + 49¢ |
| Funding Speed | Next Day |
1-2 Days | 2 Days | Instant (1% fee) |
| 24 Hour Approval | Days-Weeks |
Days-Weeks |
||
| No Post-Audit Shutdowns | ||||
| Bonus Events/Vendors/Venues | +5/+50/+2 |
|||
| Monthly Fees | $0 |
$0 | $0 | $0 |
| Chargeback Protection | ||||
| 24/7 Support | Phone & Email |
Email Only |
Email Only |
Limited |
| Setup Time | 5 Minutes |
1-7 Days | 1-7 Days | Same Day |
| Integrated with Platform | Native |
Via API |
Via API |
Via API |
Start accepting payments in minutes. No setup fees, no commitments.
Square and Stripe have a reputation for unexpected account shutdowns and withheld funds
Traditional processors like Square and Stripe are notorious for conducting post-audit reviews that can result in your account being shut down without warning—often months after you've started processing payments.
This means you could lose access to your payment processing right when you need it most, during peak season or a major event.
Even worse, when Square or Stripe shut down accounts, they often withhold funds for 90-180 days or longer. This can cripple your business cash flow and leave vendors unpaid.
Many marketplace owners have lost thousands of dollars in the process, with little recourse or explanation.
Getting approved for Square or Stripe can take days or even weeks. During this time, you can't accept payments, can't book vendors, and you're losing potential revenue.
The application process is often unclear, and rejections can happen without adequate explanation.
When issues arise, getting help from Square or Stripe is notoriously difficult. Email-only support with slow response times means problems linger for days.
You're often left dealing with automated responses and generic troubleshooting that doesn't address your specific situation.
We built Zinifly Payments specifically to solve these problems. With 24 hour approvals, transparent policies, and a commitment to never surprise you with account shutdowns, you can focus on growing your marketplace—not worrying about your payment processor.
Make the Switch TodaySetting up Zinifly Payments is quick and easy. Start accepting payments in minutes.
Create your Zinifly account or add Zinifly Payments to your existing marketplace. The process takes less than 5 minutes.
Quick registration form
Quick approval means you can start accepting payments immediately. No waiting, no lengthy applications.
Approved in seconds
Accept payments from vendors, get paid next business day, and enjoy your bonus features. It's that simple.
Accept payments instantly
Everything you need to know about Zinifly Payments
Zinifly Payments charges a flat rate of 2.9% + 30¢ per transaction—the same competitive rate as Square and Stripe. There are no monthly fees, setup fees, or hidden charges.
When you use Zinifly Payments, you automatically receive +5 additional events per month, +50 additional vendors, and +2 additional venues added to your marketplace at no extra cost. This is a value of over $300/year!
Funds are automatically deposited to your bank account the next business day. No delays, no waiting weeks for your money.
No. Unlike Square and Stripe, we don't conduct surprise post-audit reviews that result in sudden account shutdowns. We work with you transparently and fairly, and we're committed to supporting your business long-term.
Approval is Quick. You can start accepting payments typically within 24 hours of signing up—no lengthy applications or waiting periods.
Absolutely! Switching to Zinifly Payments is easy. We'll help you migrate your payment processing seamlessly, and you'll immediately start enjoying the benefits of next-day funding, no post-audit shutdowns, and bonus features.
You can accept all major credit and debit cards (Visa, Mastercard, American Express, Discover), as well as digital wallets like Apple Pay and Google Pay.
No! There are no contracts, no commitments, and no cancellation fees. You can stop using Zinifly Payments at any time if it's not working for you (though we're confident you'll love it).
We offer 24/7 email support and phone support during business hours. Our team knows your marketplace and is here to help you succeed. No more waiting days for generic email responses.
Simply sign up for Zinifly and select Zinifly Payments during the setup process. You'll be approved within 24 hours and can start accepting payments within minutes.
Join hundreds of marketplace owners who switched to Zinifly Payments for better rates, better service, and better peace of mind.
No setup fees • No monthly fees • No contracts • Start in minutes